According to the FDIC, the rate of unbanked latinx households was 16.2% in 2015 still! If you need get started making a savings account take a look at these two.
Through the Juntos Avanzamos program you have the opportunity to start protecting and building your money today. Through their website, https://juntosavanzamos.org, you can find a list of Credit Unions that serve Latinx folks like you in your neighborhood.